Depending on your income and credit history, Lakeshore Community Credit Union has an option to fit your unique needs and even has the ability to deposit your funds directly into your checking or savings account. Rates differ based on creditworthiness.
These loans are fixed-rate, no collateral loans that can be used to meet a variety of borrowing needs.
These loans are typically used for:
- Family Vacations
- Paying off credit card debt
- Unexpected car repairs
- Purchasing major appliances
Shared Secured Signature Loans
Our shares Secured loans are a great option to help you build your credit or make a purchase without dipping into your savings account. Fully secured by your Lakeshore Community Credit Union savings account, this loan traditionally offers borrowers a lower rate.
|Signature Loan Rates|
|Effective Date: Wednesday, March 1st, 2017|
|Amount||Term||APR as low as*|
|$1,000 – $12,000||up to 60 months||10.00% to 17.99%|
|**APR = Annual Percentage Rate. Rates quoted are offered depending on the indivudual’s credit score. Qualifying factors include, but are not limited to, vehicle mileage, negative equity allowances, amount and condition. The APR listed above is for in person direct member financing, which includes a loan documentation fee and maximum term financing. All loans are subject to underwriting policy and guidelines, credit verification and credit repayment history. Other rates and terms are available. Advertised APR is subject to change without notice.|