What Makes Conventional Loans Beneficial?
Flexible Term Length
With options available from 8-year to 30-year terms, conventional loans offer flexibility to align your mortgage payments with your budget and long-term goals.
*All borrowers are subject to credit approval, underwriting approval, and lender terms and conditions. Programs are subject to change without notice. Some restrictions may apply. A loan officer will review and provide you with the terms, conditions, disclosures, and additional details on the interest rates that apply to your individual situation.
Buy With Confidence
Competition is extreme in today’s housing market. Quick, reliable financing could be what puts your offer over the top!
- Fill out our quick online application
- Get a pre-approval* from one of our experienced loan officers
- Shop for a new home, hassle-free!
*Pre-approval is not a commitment to lend; you must submit additional information for review and approval.
Lending Partners You Can Trust
Years Of Experience
Million in Assets
Loyal Members
Billion Loans Granted
Estimate Your Low Mortgage Rate
Today’s Rates
Rate lock period is 30 days. The details listed are for informational purposes only. It is provided to assist you in determining an estimate of lender fees that may be present and an estimate of your proposed monthly mortgage payment. There are other costs you will incur, not associated with the lender fees. These costs are paid to third parties involved and are standard in all mortgage transactions, such as title/attorney costs, appraisal, taxes and escrows. You will receive an official Loan Estimate after applying, which will provide you with a detailed breakdown of all closing costs.
LorMet Has a Mortgage Solution for Your Specific Needs
Maybe a Conventional Loan isn’t right for your unique circumstances. Our expert lending team has you covered and will guide you through our wide range of available mortgage options!
VA Home Loans
Backed by the VA, these loans provide competitive rates and flexible terms for eligible veterans, service members, and their spouses1
FHA Home Loans
Backed by the Federal Housing Administration (FHA), FHA loans often have easier credit qualifications, lower down payments, and closing costs.
Refinance
Take advantage of our lending partner’s low rates! Refinancing your mortgage from a different lender could lower your monthly payments.
1 Veterans, Servicemembers, and members of the National Guard or Reserve may be eligible for a loan guaranteed by the U.S. Department of Veteran Affairs (VA). A Certificate of Eligibility (COE) from the VA is required to document eligibility. Restrictions and limitations apply.
Mortgage Payment Calculators
Conventional Home Loan Resources
Suannette GierboliniAlexis helped us close early on our home. I’m forever in debt to them and will always recommend LorMet!
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Michele HooverI wholeheartedly recommend them to anyone looking for a hassle-free mortgage experience
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Jackie BecksEverything from the home appraisal to the final signature was streamlined and easy. Thank you!
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Eric Torres“I’ll tell anyone who needs a loan, go with LorMet! They actually care to walk you through it.”
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Matthew RobichFantastic job at guiding us through the entire home buying experience!
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